The Wealth Academy teaches ambitious business owners how to extract real wealth from the revenue you're already making , so you finally feel as successful as your income says you should.
90 days to build a financially healthy business that pays you what you deserve
Wealth Academy
You're making £10K months.
So why is your bank account still dry?
You're making £10K months.
So why is your bank account still dry?
The Wealth Academy teaches ambitious business owners how to extract real wealth from the revenue you're already making, so you finally feel as successful as your income says you should.
90 days to build a financially healthy business that pays you what you deserve
You're making £10K months.
So why is your bank account still dry?
You're making £10K months.
So why is your bank account still dry?
Wealth Academy
WEALTH-BUILDING
Turn your profits into long-term assets and investments that grow while you sleep
PROFITABLE
Understand exactly where your money goes and plug the leaks draining your business
TAX-EFFICIENT
Extract money from your business legally and strategically, keeping more of what you make
Your Instagram story says "£15K month 🥂" Your bank account says "...where did it go?"
And that gap? It's eating you alive.
Because you know the truth. You celebrated that month publicly. You posted the screenshot. You got the comments - "goals!" "you're killing it!" "teach me your ways!"
But two weeks later you're lying awake at 3am doing mental maths, wondering if you can afford to pay yourself this month. Wondering where the hell it all went. Wondering what you're doing wrong that everyone else seems to have figured out.
Here's the thing no one talks about: You feel like a fraud.
Not because you're not good at what you do - you are. Your clients get results. Your business is real. But there's this constant, low-level panic that if anyone actually saw your bank account, they'd realise you're not as successful as you look.
If your clients knew the real numbers, would they even hire you? If that coach you just paid £10K to saw your actual cash flow, would they judge you? If someone asked you right now "how much do you pay yourself each month?" - would you even have an answer?
You've got an accountant, but they just file your tax return and send you a bill you don't really understand. When you try to ask questions, you feel stupid. So you avoid them.
You've invested in coaches, courses, masterminds - all promising more revenue. But more money in hasn't meant more money staying. It's like pouring water into a bucket with holes you can't see.
That shame you're carrying? It's heavy. And it's keeping you stuck.
But what you need to know is you're not the problem. Your financial strategy is.
You don't need to grow to £20K months. You need to understand where last month's revenue actually went.
Because you made good money in 2025. On paper, it should have been your best year yet. But your bank account doesn't reflect that and you have no idea why.
A financially healthy business is what turns revenue into actual wealth. It's what takes money coming IN and ensures it stays IN, without you feeling confused, ashamed, or terrified every time you check your balance.
And once you have it? You can actually exhale. You can grow slower and build MORE wealth. Because every pound you make is strategically protected, extracted, and invested… not just passing through your account and out the other side.
Working harder hoping more revenue will fix the problem
To this
Go from this
Celebrating revenue but panicking about paying yourself
To this
Go from this
Avoiding your accountant because you feel judged or confused
To this
Go from this
No idea where your money actually goes each month
To this
Go from this
Dreading tax season and getting surprised by bills you can't afford
To this
Go from this
Where The Wealth Academy Takes You
To This
Where You Are Now
Move From This
Dreading tax season and getting surprised by bills you can't afford
Celebrating revenue but panicking about paying yourself
Avoiding your accountant because you feel judged or confused
No idea where your money actually goes each month
Working harder hoping more revenue will fix the problem
in 90 days!
You know how to sign clients. You know how to deliver results. You know how to make money. But keeping it? Growing it? Building actual wealth from it?
No one ever taught you that. And more revenue isn't going to fix what you were never taught.
The women who build real financial freedom aren't the ones making the most money - they're the ones who learned how to manage it. And that's a skill. One you're about to have for life.
The Wealth Academy teaches you how to master your money
Sarah went from £4K months to £100K revenue in 6 months
Sarah, Cleaning Business Owner
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"Gemma looked at my business and showed me exactly where money was leaking. We restructured my pricing, fixed my systems, and created an actual profit strategy. Within three months I was hitting £11,000 months. Within six months I hit £100,000 in revenue, hired a team of four, and finally took my daughter on a five-star holiday, paid for entirely by my business."
results of working together
£4K → £11K months in 3 months
£100K revenue in 6 months
Team of 4 hired
VAT registered without losing clients
Welcome to the
You're a coach, consultant, or service-based business owner who's proven you can make money. Your clients get results. You've built something real. But when it comes to your own financial clarity? You're still figuring it out as you go.
The Wealth Academy isn't about learning more revenue tactics or becoming a numbers person. It's about building a financial strategy that works with YOUR business - one that feels clear, generates consistent profit, and lets you focus on what you do best: transforming lives.
Over 90 days, you'll create a financially healthy business that pays you properly, protects you at tax time, and builds long-term wealth. No more wondering where your money went. No more tax surprises. No more imposter syndrome when you check your bank balance.
You'll graduate knowing exactly how to manage your money in a way that builds real wealth - not just impressive revenue screenshots.
Wealth Academy
So if you are...
A business owner making £3K-£50K+ months who's tired of revenue that doesn't translate to security - you want to feel as wealthy as your income says you should
Done with financial confusion - you want to know exactly where every pound goes, what your tax bill will be, and how much you can safely pay yourself
Ready to stop chasing revenue as the solution - you know there's money being left on the table and you want someone to show you exactly where
Confident in your ability to make money but struggling to keep it - you can sign clients, you just can't seem to build actual wealth
Ready to build a business that creates generational wealth - not just monthly income that disappears as fast as it comes in
You might be thinking:
"If I join this, what does that say about me?"
Here's what I want you to hear:
Making money and building wealth are two completely different skills.
You can be exceptional at one and have never been taught the other. That's not a character flaw. That's a gap in your education that no one ever filled.
I've worked with women celebrating million-pound revenue years who still don't know where their money is going. Women running masterminds, leading academies, teaching others, who are quietly terrified that someone will find out their bank account doesn't match their success.
This isn't about how smart you are. This isn't about how successful you are. This is about a skill that was never on the curriculum.
Here's the truth about the women actually building generational wealth:
They're not the ones pretending they have it all figured out.
They're the ones who hire experts.
Every serious CEO has a financial strategist. That's not a sign of weakness, it's a sign of operating at a higher level. Bezos doesn't do his own books. Neither should you.
The Wealth Academy isn't remedial. It's not for women who are failing. It's for women who've mastered making money and are ready to master keeping it.
This is the next chapter. Not a step backwards.
And if you're worried about visibility; this is a private container. A Telegram group, not a public Facebook community. The only people who'll know you're in there are the other ambitious women doing the same work.
The ones still lying awake at 3am? They're the ones pretending they don't need this.
The ones who actually build wealth? They're the ones in the room.
Let's talk about the thing you're not saying out loud.
You've built something. People look up to you. Maybe you coach other women. Maybe you teach them how to grow their businesses, sign clients, make more money.
And there's a quiet voice in your head saying: "If I join a programme about wealth and finances... doesn't that imply I don't have mine sorted? What will my clients think? What will my peers think?"
Here's what makes this different:
This is the system that creates real wealth. No more baby entrepreneur energy - you're a CEO of a growing company and I'll show you exactly where to focus to build the financial future you deserve.
I'm a fully qualified accountant who's managed businesses generating over £400 million in revenue with £37 million in profit. I've seen the inside of multi-million pound companies and I know exactly what separates financially healthy businesses from ones that look successful but are secretly struggling.
But here's the thing - I also know what it's like to start again. To return to the UK as a single mum and rebuild everything from nothing. To look at a job offer that would leave me £20 a week worse off after childcare and choose a different path.
I've used these exact strategies to build wealth from scratch. Now I've helped hundreds of women do the same - and they're seeing results without working more hours or adding a single new client.
Over 90 days you're going to build your own W.E.A.L.T.H. system
Wealth
H
Transform your relationship with money. We'll work on the mindset blocks keeping you stuck, clear the shame around numbers, and help you step into your role as a true CEO of a financially healthy business.
Healthy Business
W
Get crystal clear on exactly where your money is going. We'll diagnose your business finances, identify money leaks, and create your personalised financial health assessment. You'll know exactly what's working and what's costing you.
Wealth Clarity
E
Learn how to take money out of your business tax-efficiently. Most women are overpaying tax or scared to pay themselves. You'll know exactly how much you can pay yourself, when, and the most strategic way to do it.
Extraction Strategy
A
Identify your low-hanging fruit; the quick wins and money opportunities hiding in plain sight. Most clients uncover £500-£3,000 in savings within the first two weeks alone.
Asset Building
L
Learn the foundations of investing and making your money work for you. Guest experts will show you how to build passive income, invest strategically, and create generational wealth.
Long-term Wealth
T
Never be surprised by a tax bill again. You'll learn to project your tax 12 months in advance, tell HMRC what you'll owe (instead of waiting to find out), and structure everything for maximum efficiency.
Tax Mastery
How it Works
How it Works
Scale Your Wealth
Focus on long-term wealth building. Guest experts on investing, property, and passive income. You'll leave with a 12-month wealth plan and the confidence to execute it.
MONTH 3
Build Your Foundation
Get your personalised financial diagnostic (delivered via Loom before we even start). We'll identify your money leaks, tax savings opportunities, and create your wealth roadmap.
MONTH 1
Optimise Your Systems
Implement your extraction strategy and plug the leaks. You'll start paying yourself properly, set up your tax projections, and create your cash safety net.
MONTH 2
What's Included
What's Included
Money Maker Membership Access
Daily voice note trainings and monthly finance calls included
Personalised Financial Diagnostic
A custom Loom video analysing YOUR numbers and identifying YOUR savings opportunities before we even start
Fortnightly Hot Seat Coaching
Live group coaching calls every two weeks where you get direct feedback on YOUR business finances
Pre-Recorded Curriculum
The complete W.E.A.L.T.H. system available in a private portal, watch at your own pace
Weekly Telegram Support
Ask questions, get answers, never feel stuck or alone with your numbers
Guest Expert Trainings
Monthly sessions with investing, property, and wealth-building specialists
The VAT Course (£397 value)
Everything you need to know about VAT registration, thresholds, and strategy
Rachel saved £3,000 in the first 4 weeks
Digital Marketing Expert
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"In the first four weeks with Gemma, we restructured my accountancy setup and I saved £3,000. Just like that. Money I would have handed to HMRC unnecessarily. But more than that, she helped me redesign my entire business for alignment and profitability. For the first time, I actually understand my numbers — and I'm not scared of them anymore."
results of working together
£3,000 saved in first 4 weeks
Tax and accountancy restructured
Business redesigned for profitability
Emma went from spare bedroom to high street salon and generational wealth
results of working together
Nail Salon Owner & Single Mum of Three
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"Working with Gemma changed everything. I now have a high street salon, a team working for me, passive income streams, and I'm building generational wealth for my children. The financial overflow and peace I have now? I didn't even know that was possible for someone like me.
Spare bedroom → High street salon
Hired and manages a team
Multiple passive income streams
Building generational wealth
Imagine
It's 3 months from now...
You've just finished the first quarter and for the first time ever and for the first time ever, you know exactly where every pound went.
You've been paying yourself consistently - not scraping what's left over, but a proper salary you decided on in advance. Your tax bill for the year? Already calculated. Already set aside. Zero stress.
You've got a juicy cash safety net sitting in your business account. The kind that means you sleep through the night. The kind that means when an unexpected expense comes up, you just... handle it.
You've started investing. Maybe it's property. Maybe it's stocks and shares. Maybe it's something you never even considered before. But your money is finally working for YOU instead of just flowing through your business and out the other side.
When someone asks how business is going, you don't have to fake confidence. Your bank account matches your success. Your numbers make sense. You're not just making money, you're building wealth.
And the best part? None of this required you to work more hours, sign more clients, or launch another thing. You just learned how to keep more of what you were already making.
If this is the future you're craving, it starts with the moves you make TODAY.
Imagine this...
If this is the future you're craving, it starts with the moves you make TODAY
Gemma Heard
About
Gemma Heard is a fully qualified accountant and financial strategist who helps ambitious women extract real wealth from their businesses. With experience managing businesses generating £400M+ in revenue, she now works with coaches, consultants, and service-based business owners to build financially healthy companies that create lasting wealth.
Her philosophy is simple: Financial success isn't about the number. It's about safety, choice, and control. That's Wealth on Your Terms.
Bonus
Pay in full to unlock these extra bonuses
Choose the pay in full option to save £167 and unlock these exclusive bonuses
VALUE: £997
The Wealth AI Suite
fast action bonus #1
VALUE: £497
Private 1:1 Financial Audit Call
fast action bonus #2
A 45-minute private call with me to deep dive into YOUR specific situation. We'll review your finances together, identify hidden opportunities, and create a personalised action plan. This is worth the investment alone.
VALUE: £197
Wealth On Your Terms Workbook
fast action bonus #3
The complete workbook I use with my private clients to map their financial vision, track their wealth journey, and stay accountable to their money goals. Includes templates, trackers, and the exact frameworks I use.
Total Bonus Value: £1,691 —
Yours FREE when you pay in full
Investment
Investment
Pay plan
5 x £600
Monthly payments
✓ Personalised Financial Diagnostic Loom
✓ Fortnightly Hot Seat Coaching
✓ Complete W.E.A.L.T.H. Curriculum
✓ Weekly Telegram Support
✓ Guest Expert Trainings
✓ The VAT Course (£397 value)
✓ Money Maker Membership Access
Pay in FULL
£3,000
One payment + All bonuses included:
✓ Personalised Financial Diagnostic Loom
✓ Fortnightly Hot Seat Coaching
✓ Complete W.E.A.L.T.H. Curriculum
✓ Weekly Telegram Support
✓ Guest Expert Trainings
✓ The VAT Course (£397 value)
✓ Money Maker Membership Access
✓ £1,691 in bonuses
PLUS
✓ BONUS: The Wealth AI Suite
(£997 value)
✓ BONUS: Private 1:1 Financial Audit Call (Value £497)
✓ BONUS: Wealth On Your Terms Workbook (Value £197)
Monthly
What's Included
"What if it's not the right time?"
This next 6 months takes us perfectly through the end of tax year.. which is actually the IDEAL time to optimise your tax strategy. Every month you wait is a month where you could be implementing savings, paying yourself more confidently, and building your safety net. You don't get those months back.
"But I already have an accountant..."
Your accountant files your numbers. I teach you how to understand and command them. Most women work with accountants who do the compliance piece (tax returns, filings) but never actually show them how to optimise their finances, reduce their tax bill, or build real wealth. That's the gap I fill.
"I don't know if I can afford it right now..."
Here's the reality: Delaying this work is expensive. Most women lose £3K-£5K per year through leaks and inefficiencies they don't even know about. Over five years, that's £25K of missed wealth. The Wealth Academy typically pays for itself within the first month from tax savings alone. The real question is: Can you afford NOT to fix this?
The Academy runs for 90 days with fortnightly hot seat coaching calls (1 hour every two weeks). You'll also have an on-demand curriculum to work through at your own pace, weekly Telegram support for questions between calls, and guest expert trainings monthly. It's designed to fit around your business, not take over your life.
What are the coaching calls like? How does it work?
The Wealth Academy is designed for business owners making £3K-£50K+ months. If you're not yet at consistent £3K months, you'll benefit more from focusing on revenue first. This programme is about extracting and protecting wealth from money you're already making.
What revenue level do I need to be at?
Yes! Everyone receives a personalised Financial Diagnostic Loom reviewing YOUR specific numbers before we start. Plus, the fortnightly coaching calls are hot seat format — meaning you get direct feedback on YOUR business. Pay-in-full members also receive a private 1:1 Financial Audit Call.
Do I get 1:1 time with Gemma?
When you join the academy you will receive the financial diagnostics form which requests the information Gemma needs to get started for the programme. On completion of the form, you'll be given instant access to the portal. You'll be given three months worth of access from this date.
When does the programme start?
No. This is financial leadership and wealth strategy. I'm not going to do your bookkeeping or file your tax returns — that's what your accountant is for. What I WILL do is teach you how to understand your numbers, optimise your finances, pay yourself properly, minimise your tax legally, and build long-term wealth. Think of it as the strategic layer your accountant doesn't provide.
Is this done-for-you accountancy?
The Academy runs for 90 days with fortnightly hot seat coaching calls (1 hour every two weeks). You'll also have an on-demand curriculum to work through at your own pace, weekly Telegram support for questions between calls, and guest expert trainings monthly. It's designed to fit around your business, not take over your life.
No. This is financial leadership and wealth strategy. I'm not going to do your bookkeeping or file your tax returns; that's what your accountant is for. What I WILL do is teach you how to understand your numbers, optimise your finances, pay yourself properly, minimise your tax legally, and build long-term wealth. Think of it as the strategic layer your accountant doesn't provide. Education that lasts for life.
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